Top 10 Payment Gateways in India for Secure & Fast Transactions

A payment gateway is an innovative solution that makes bulk payment processing easy for businesses. This solution facilitates a secure transaction between customers and merchants. Currently, In India payment gateways are in high demand due to e-commerce and digital transactions. As online shopping trends are increasing rapidly, a reliable solution to handle diverse payment methods such as UPI, Credit/Debit, wallets, and net banking.

Top 10 Payment Gateways In India

Here’s a list of the top 10 payment gateways in India, each offering unique features to simplify payment processing for businesses.

Surepass Technologies

Surepass provides the best payment gateway in India that offers seamless bulk payments with 100% success rate. This payment solution seamlessly integrates with an e-commerce platform to manage online payments. It offers affordable pricing and facilitates thousands of transactions in seconds. It accepts all payment modes and facilitates global transactions. It provides an advanced dashboard to access complete transaction history with real-time tracking.

Features

• Online Onboarding
• 1000+ Transactions/sec
• Affordable Pricing
• Buy Now Pay Later Payment Option
• Advance Dashboard
• 24/7 Customer Support 
• T+1 Settlement Period

Paytm

Paytm is a popular payment and financial solution provider. It offers many services for offline merchants, consumers, and other platforms. It is available in 11 languages and offers various services such as mobile recharges, utility bill payments, grocery payments, and others. Its payment gateway accepts multiple payment modes, easy to integrate, and offers dedicated customer support.

Cashfree

Cashfree offers a payment gateway for websites and mobile apps. It is popular in the market for its fast settlements and refunds. It supports 100+ currencies and is embedded with useful features like instant refunds, split payments, and payouts.

Instamojo

Instamojo is a trusted payment gateway in India that many businesses are using for transactions. It supports 100+ online payment modes such as Google Pay, net banking, debit & credit cards, EMI, etc. It easily integrates with platforms like Magento, and Woocommerce, along with offering flexible APIs and plugins to integrate with payment gateway quickly.

CCAvenue

CCAvenue payment gateway accepts 200+ payment modes and supports multiple currency processing. It accepts payment via multiple channels. It offers a high success rate in transactions and easily integrates with online platforms and systems.

Razorpay

Razorpay is a famous one of the top 10 payment gateways in India that accepts almost all types of payments including EMIs, Credit & Debit cards, pay-later options, etc. It offers an advanced dashboard that provides detailed reports and statistics on payment settlements, refunds, and much more.

Stripe

Stripe accepts multiple payment options, it is a suitable payment solution for enterprises and startups. With its one-click checkout and built-in customization features. It reduces the chances of fraud by using machine learning. It helps in managing payment efficiently on multiple channels which includes online and in-person transactions.

Zaakpay

Zaakpay is an all-in-one payment solution designed to simplify payment processing for businesses. It is famous for its high success rate and provides a fast checkout experience. It offers solutions like Express, Custom UI, and Seamless for businesses that don’t have websites. It is popular due to its fast settlement, quick onboarding, and easy installment.

PayKun

PayKun facilitates a smooth checkout experience for customers. It offers a test mode to explore its features before buying a plan. With over 15,000 active merchants on the platform, it offers flexible payment options, including plugins and integration on the website, payment links, or buttons to accept payments. It accepts 120+ payment modes with a settlement period between 1 to 3 days.

OPEN

Open is a user-friendly payment gateway. Users can link all their bank accounts to one platform and send or receive payments without switching accounts. This gateway allows you to create and manage bills and invoices, either directly or indirectly on open or imported from the accounting software. With the automatic reconciliation feature, payments are synced with the accounting system in minutes. 

Open enables users to upload bills, track payables, and make direct account-to-account payments from a single dashboard. In short, it is an all-in-one solution for businesses to manage payments and financial operations.

How to Choose the Right Payment Gateway For Your Business?

Here are key factors you should check before buying any payment gateway for your business.

• Business need: Identify business needs, required payment modes, and transaction volume, then choose the payment gateway solution that fills your needs.
• Integration: Look for easy integration options like API and plugins
• Settlement speed: choose the solution that offers a faster settlement cycle (e.g T+1)
• Cost: Compare pricing and features and choose an affordable and dependable solution.
• Multilingual support: Look for the Multilingual support for international transaction

Conclusion

Selecting a suitable payment gateway is essential for businesses. Among the top 10 payment gateways in India, Surepass is the best solution for bulk payments with 100% success rates. It is suitable for businesses dealing with high transaction requirements. Its intuitive dashboard, affordable pricing, and efficient T+1 settlement period offer a versatile solution for companies of all sizes.

Each payment gateway has distinct benefits, but Surepass is an Ideal choice for speed, security, and smooth integration that meets the complex requirements of the business.

FAQs

Which is the best Payment Gateway In India for International transactions?

Surepass is the best payment gateway in India for International transactions.

Which Payment Gateway is Best in India?

Surepass is the Best Payment Gateway in India with features like an advanced dashboard, 100+ payment modes, quick onboarding, etc.