FICO Credit

Report API

The FICO Credit Score API offered by Surepass is a groundbreaking service designed to provide instant access to individuals’ credit reports.


By simply inputting their date of birth (DOB) and PAN (Permanent Account Number) details, users can swiftly retrieve comprehensive credit information. One of the most appealing aspects of this API is its real-time functionality, ensuring that users receive up-to-date and accurate data with just a single click.


This API furnishes an array of essential credit metrics, including credit age, credit mix, FICO score, on-time payments, inquiry count, FICO report, and full name. Such detailed insights offer users a holistic view of their creditworthiness, enabling them to make informed financial decisions.


Whether individuals are seeking to apply for loans, mortgages, or credit cards, having instant access to their credit reports through this API empowers them to navigate the financial landscape with confidence and clarity.


Furthermore, the accessibility and convenience provided by the FICO Credit Score API streamline processes for individuals and businesses alike. By eliminating the need for cumbersome paperwork and lengthy waiting periods typically associated with traditional credit reporting methods, this API revolutionizes how credit information is accessed and utilized.


Overall, the FICO Credit Score API by Surepas represents a significant advancement in financial technology, offering unparalleled efficiency and transparency in assessing creditworthiness.


Benefits of Verifying with our API


Plug and Play

The  FICO Report API is straightforward and integration is effortless, We provide a simple and user-friendly interface.

Prevent Fraud

Prevent Fraud

FICO Score Report API prevents fraud through identity verification, multi-factor authentication, secure communication, and user consent mechanisms.


Accurate and Reliable

It achieves accuracy and reliability by accessing current FICO credit data, employing rigorous data verification, and following secure industry standards.


Frequently asked questions about
FICO Credit Report API

What is the FICO Credit Score API?

The FICO Credit Score API is a service provided by Surepas that allows users to access their credit reports in real-time by simply entering their date of birth (DOB) and PAN (Permanent Account Number) details. It provides comprehensive credit information, including credit age, credit mix, FICO score, on-time payments, inquiry count, FICO report, and full name.

How does the API work?

Users can access the API through an online platform or integrated into their own systems. Once authenticated with their DOB and PAN details, the API retrieves the relevant credit data from FICO’s database and presents it to the user in an easy-to-understand format, typically within seconds.

Is the FICO Credit Score API secure?

Yes, the API employs secure communication protocols and data encryption to ensure the confidentiality of your information during transmission. It follows industry standards for data security.

Can businesses use the API for customer verification?

Yes, businesses can integrate the FICO Credit Score API into their systems for customer verification purposes. This can streamline processes such as loan approvals, credit card applications, and account opening procedures by providing instant access to credit reports.

What are the benefits of using the FICO Credit Score API?

The API offers numerous benefits, including real-time access to credit reports, ease of use, comprehensive credit metrics, improved efficiency in financial decision-making, and enhanced transparency in assessing creditworthiness.

Are there any limitations or restrictions to using the API?

While the API provides valuable credit insights, it’s essential to understand that it may not capture every aspect of an individual’s credit history. Additionally, the availability of credit data may vary depending on factors such as data source and regulatory requirements. Users should review the API documentation for any specific limitations or restrictions.

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Cibil Credit Report API

The CIBIL Credit report API provided by Surepass is a tool that allows individuals to access their credit-related information from the Credit Information Bureau (CIBIL) in a convenient and automated manner.

Equifax Credit Report API

The Equifax Credit Report API enables individuals to easily retrieve their credit report, providing lenders with essential information for assessing creditworthiness in financial applications.

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