Penny Drop


Verify bank accounts before sending any money with just a few clicks.

Our Penny Drop API helps you to check the legitimacy of onboarding users by transferring 1 Rs to the end user’s bank account.

Ensure smooth transactions and minimal compliance.


Instantly verify the bank account holder just by sending 1 Rs to his bank account. We will confirm the details and present you the name associated with the bank account. It’s fast and easy, with little to no delay.


Benefits of Verifying with our API

Plug and Play

The Penny Drop API is straightforward and integration is effortless, We provide a simple and user-friendly interface.

Prevent Fraud

Prevent Fraud

The process will save any institution that has been and can be a victim of fake bank accounts holders and save your money to going in wrong bank account.


Accurate and Reliable

Our system checks the information from the bank associated with bank account number and ifsc code. Therefore, the results are always correct and legit.


Frequently asked questions about
Penny Drop API

What is a Penny Drop API?

Penny Drop  API is a system which helps check the legitimacy of onboarding users just by transferring 1 Rs to their bank account


How does the Penny Drop API work?

The user enters the bank account number and ifsc code, then that numbers is used to fetch the data from the bank & then our API sends 1 Rs to the end users account to verify bank account holder.


What are the attributes that we can verify using the Penny Drop API?

You can check the bank account holder name of the account number and verify the onboarding user

What are the requirements for online Penny Drop verification?

A user can verify the bank account holders name by sending 1 Rs to the users account or giving their Bank Account Number and IFSC code of bank.


How much time does it take to verify a Bank Account?

The online Bank Account Verification is done by using an instant Penny Drop  API, SurePass is the best online Penny Drop API provider in the market which allows you to do Bank Account Verification in less than a second

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Case Study

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Our client faced the challenge of onboarding and verifying the drivers for their ride hailing services onto their platform.

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