Reverse Penny Drop API


Easily confirm the validity of user bank accounts and enhance transaction security with our Penny Drop API, which verifies new users by transferring a nominal amount of 1 Rupee to their bank account. This streamlined process ensures seamless transactions and reduces compliance burdens.



You can quickly authenticate the bank account holder’s identity by sending a 1 Rupee transaction to their bank account. We will verify the account details and provide you with the associated account holder’s name promptly, making the process fast and hassle-free, with minimal delays.


Benefits of Verifying with our API

Plug and Play

The Reverse Penny Drop API is straightforward and integration is effortless, We provide a simple and user-friendly interface.

Prevent Fraud

Prevent Fraud

The process will save any institution that has been and can be a victim of fake bank accounts holders and save your money to going in wrong bank account.


Accurate and Reliable

Our system checks the information from the bank associated with bank account number and ifsc code. Therefore, the results are always correct and legit.


Frequently asked questions about
Reverse Penny Drop API

What is a Reverse Penny Drop API?

Reverse Penny Drop API is a system which helps check the legitimacy of onboarding users just by transferring 1 Rs to their bank account


How does the Reverse Penny Drop API work?

The user enters the bank account number and ifsc code, then that numbers is used to fetch the data from the bank & then our API sends 1 Rs to the end users account to verify bank account holder.

What are the attributes that we can verify using the Reverse Penny Drop API?

You can check the bank account holder name of the account number and verify the onboarding user.

What are the requirements for online Reverse Penny Drop verification?

A user can verify the bank account holder’s name by sending 1 Rs to the user’s account or giving their Bank Account Number and IFSC code of the bank.

How much time does it take to verify a Bank Account?

The online Bank Account Verification is done by using an instant Reverse Penny Drop  API, Surepass is the best online Penny Drop API provider in the market which allows you to do Bank Account Verification in less than a second.

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