Surepass Multi Bureau Pull API enables businesses to fetch credit scores and reports from all the major credit bureaus in India.
This API provides comprehensive credit reports in seconds, making it the ideal solution for lending institutions to analyze borrower creditworthiness during loan approvals.
INTRODUCTION
The Surepass Multi-Bureau Pull API provides instant access to comprehensive credit data, allowing lending firms to measure borrower creditworthiness efficiently. It also offers customized solutions, allowing businesses to get reports by selecting credit data from two or three bureaus, based on their specific needs and use cases. The comprehensive data will enhance decision-making, efficiency, and analysis, reducing the risk of fraud and financial losses.
How Does It Work?
Follow these steps to use Multi Bureau Pull API,
Input: Enter Full Name, Mobile Number, PAN Number, and Date of Birth as Input.
Output: Receive CIBIL Score, Experian Score, Equifax Score, CRIF Score, CIBIL Credit Report PDF, Experian Credit Report PDF, Equifax Credit Report PDF, CRIF credit report PDF, Credit Age, Credit Mix, On time payment % as output.
Use Case
Loan Approval
Lending platforms and financial institutions can use this API to access comprehensive credit information from all major bureaus (Equifax, Experian, CRIF, and TransUnion CIBIL), enabling accurate credit evaluation and informed decision-making during the loan approval process.
Credit Card Issuance
The Multi Bureau Pull API helps bank and credit card companies easily access the credit details of an applicant from multiple bureaus. This helps in a thorough evaluation and checking of the repayment capability of individuals, which reduces the risk of credit approval to high-risk individuals.
Tenant Screening for Real Estate
It enables real estate firms to verify tenants’ creditworthiness through detailed reports. This ensures they select reliable and financially responsible tenants for rental properties, it will minimize risk maintain steady rental income, and secure leasing agreements.
Features
Plug and Play
The Cibil Report API is straightforward and integration is effortless, We provide a simple and user-friendly interface.
Prevent Fraud
Surepass Multi-Bureau Pull API helps lending institutions prevent fraud and financial losses by providing accurate credit reports.
Accurate and Reliable
It achieves accuracy and reliability by accessing current CIBIL credit data, employing rigorous data verification, and following secure industry standards.
SUPPORT
Surepass Multi-Bureau Pull API is a solution that fetches credit scores and reports from the major credit bureaus in real time.
Enter the Name, Mobile Number, PAN number, and DOB in the API and receive details like Cibil Score, Cibil Report, Credit Age, etc, as an output.
The API provides comprehensive credit reports in seconds.
Yes, this API can process high-volume requests.
Connect with the Surepass team, the team will assist in the integration of API into your system.
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