Equifax Credit

Report API

The Equifax Credit Report API offered by Surepass is a service that allows individuals to easily access their Equifax credit report using their personal information. Equifax is a credit reporting agency that collects and maintains credit information on individuals, including their credit history, financial activities, and payment behaviors.


This information is used by lenders, creditors, and other financial institutions to assess a person’s creditworthiness when they apply for loans, credit cards, or other financial products.


The Equifax Credit Report API simplifies the process of obtaining your credit report from Equifax by providing a programmable interface. This means that instead of manually going through the traditional steps to request your credit report, you can use this API to retrieve it electronically.


To utilize the Equifax Credit Report API, you’ll need to provide key details for authentication and access to your credit report.These details include your full legal name, the mobile number linked to your credit profile, your date of birth , and your unique PAN Card Number that serves as your personal identifier in India. Using this information, the API facilitates the retrieval of your Equifax credit report, enabling you to access valuable financial insights.


The credit report is provided in JSON format, which is a structured data format that is easily readable by computers and can be used for various purposes, such as credit analysis, financial planning, and identity verification.


Benefits of Verifying with our API

Plug and Play

The Equifax Credit Report API is straightforward and integration is effortless, We provide a simple and user-friendly interface.

Prevent Fraud

Prevent Fraud

Equifax Score Report API prevents fraud through identity verification, multi-factor authentication, secure communication, and user consent mechanisms.


Accurate and Reliable

It achieves accuracy and reliability by accessing current Equifax credit data, employing rigorous data verification, and following secure industry standards.


Frequently asked questions about
Equifax Credit Report API

What is the Equifax Credit Report API?

The Equifax Credit Report API is a service provided by Surepass that allows individuals to access their Equifax credit report electronically. It simplifies the process of retrieving credit information, making it easier for users to understand their financial standing.

How do I use the Equifax Credit Report API?

To use the API, you need to provide your full legal name, associated mobile number, date of birth, and PAN Card Number. This information is used to authenticate and retrieve your credit report in JSON format.

Why do I need to provide my PAN Card Number?

The PAN Card Number serves as a unique identifier in India and helps ensure accurate identification and verification when accessing your credit report. It helps maintain the security and privacy of your financial information.

What information is included in the credit report?

The credit report obtained through the API includes details such as your Equifax Score, a comprehensive report of your credit activities (credit cards, loans, etc.), credit age, credit mix, inquiry count, on-time payment percentile, full name, and registered mobile number.

Is my personal information safe when using the API?

Yes, Surepass takes data security seriously. Your information is transmitted securely and handled according to industry-standard security protocols to protect your privacy and prevent unauthorized access.

Can I access someone else's credit report using the API?

No, this API is designed to provide individuals access to their own credit reports. It requires personal authentication information, and using someone else’s information to access their credit report is not permitted.

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