How to Verify Customer KYC with Aadhaar Verification?

With the development of technology and time, the customer verification process has grown in importance as a component of any onboarding or hiring procedure. To verify that customer information and identity are accurate, contact centers use customer verification processes.

The KYC procedure includes identification through document verification, face verification, with utility bills serving as evidence of address, and Aadhar verification.

Customers can save all of their important KYC papers in one location with DigiLocker, and they can easily provide File access to examine and verify these documents as necessary.

KYC

KYC, or “Know Your Customer” or “Know Your Client,” is a set of procedures for verifying a user’s identity before or when doing business with banks and other financial institutions. Respecting KYC requirements will help stop money laundering, terrorism financing, and other widespread fraud schemes.

By verifying a customer’s identity and intentions when creating an account, financial institutions may more accurately detect suspicious activity. They can also get insight into the trends of their transactions.

KYC is an essential process for evaluating client risk and determining if the client can meet the organization’s standards in order to use their services. Laws also mandate compliance with anti-money laundering (AML) regulations.

Document-based KYC 

For this kind of KYC verification, physical copies of the address and self-attested identity papers are employed. Customers must physically visit the bank, fund house office, or KYC Registration Agency in order to turn in the signed form and the necessary supporting papers.

Aadhaar Verification

The Aadhaar Verification helps validate the authenticity of an Aadhaar. It supports organizations in strengthening their identity verification processes by confirming whether an Aadhaar number is valid. As Aadhaar is a widely recognized form of identification in India, using such practices can assist in enhancing the reliability of customer onboarding and compliance efforts. This solution is applicable across various sectors where identity confirmation is a necessary step.

Verify Aadhaar Card Online

The main reason for having an Aadhaar card validated is that it acts as an internationally recognized KYC document in India. All benefits and subsidies under the Aadhaar Act, 2016, and other programs the government plans to introduce soon are available to citizens with a verified Aadhaar card. In order to make sure the information provided is accurate, the cardholder can check their Aadhaar number online. Verifying Aadhaar is also essential to prevent identity theft and other misuse of biometric information.

Verify Aadhaar Card- Documents Needed 

The list of papers you would need to provide is below in the event that you are unable to validate your Aadhaar card online. Each of these categories includes a variety of papers, including passports, driving licenses, voter registration cards, birth certificates, and marriage certificates. It is also required that you physically visit the center in order for the biometric data to be recorded.

• Proof of Age
• Proof of identity
• Provide evidence.
• Evidence of marriage (if applicable)

How to Verify an Aadhaar Card Online? 

Through its official website, UIDAI has made it easy to validate your Aadhaar card online without experiencing many difficulties. To validate your Aadhar card, you absolutely need to know your Aadhar number. The procedures you need to do in order to validate your Aadhar card online are listed below.

Step 1: Go to the UIDAI’s official website.

Step 2: Select the ‘Aadhaar services’ option that is displayed on the website.

Step 3: Select the ‘Verify Aadhaar’ option.

Step 4: Fill up the designated field with your 12-digit unique Aadhaar number.

Step 5: Enter the security code after inputting your Aadhaar number.

Step 6: Select the ‘Submit’ option.