Cibil Credit

Report API

The CIBIL Credit report API provided by Surepass is a tool that allows individuals to access their credit-related information from the Credit Information Bureau (CIBIL) in a convenient and automated manner. CIBIL is a credit information company that collects and maintains credit-related data of individuals and businesses, which is used by financial institutions to assess creditworthiness.


To use this API, people simply need to provide their full name, mobile number, date of birth, and PAN card number.


The Surepass CIBIL Report API offers a simplified way for individuals to retrieve their credit report and score, as well as other relevant credit-related details. To use this API, users need to provide specific information about themselves, including their full name, associated mobile number, date of birth, and PAN card number (a unique identification number issued by the Indian government).


The information retrieved through the CIBIL API provides individuals with a comprehensive overview of their credit history and financial activities, enabling them to better understand their creditworthiness and make informed decisions regarding credit applications and financial planning. The JSON format makes it easy for software applications to process and interpret the data returned by the API.


Benefits of Verifying with our API

Plug and Play

The Cibil Report API is straightforward and integration is effortless, We provide a simple and user-friendly interface.

Prevent Fraud

Prevent Fraud

Cibil Score Report API prevents fraud through identity verification, multi-factor authentication, secure communication, and user consent mechanisms.


Accurate and Reliable

It achieves accuracy and reliability by accessing current CIBIL credit data, employing rigorous data verification, and following secure industry standards.


Frequently asked questions about
Cibil Report API

What is the CIBIL API?

The Surepass CIBIL API enables individuals to retrieve their credit-related information from CIBIL’s database, including credit scores, credit reports, and other relevant details.

How do I use the API?

To use the API, you need to provide your full name, mobile number, date of birth, and PAN card number. The API will then fetch your credit information in JSON format.

Is my data secure when using the API?

Yes, the API employs secure communication protocols and data encryption to ensure the confidentiality of your information during transmission. It follows industry standards for data security.

How accurate is the information provided by the API?

The API accesses up-to-date data directly from CIBIL, ensuring that the information is accurate and reflects your current credit status.

Can I access someone else's credit information through the API?

No, the API requires specific personal information for identity verification, and users can only access their own credit information. This prevents unauthorized access.

Can I trust the API's credit score information?

Yes, the credit score information provided by the API is based on CIBIL’s calculations, which are widely recognized and used by financial institutions for credit assessment.

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