To receive Government scheme benefits, linking Aadhaar with a bank account is a must. Remember that it is only beneficial for accessing Government benefits and not for banking services, linking is optional. It is good to gain benefits like direct cash transfers, welfare schemes, pensions, and scholarships. Due to the benefits of linking and checking Aadhaar bank seeding status is good.
What Is Aadhaar Bank Linking?
Aadhaar bank linking is a process of linking someone’s Aadhaar card number with their bank account. This linkage eases the customer verification process and facilitates smooth and secure transactions.
This linking is beneficial for receiving pension payments, direct debit transfers, subsidies for LPG, and other services. After linking of Aadhaar number it serves as the unique identifier.
Why Is It Necessary to link and Check Aadhaar And Bank Account Linking Status?
Linking an Aadhaar and bank account is necessary to obtain these benefits.
- Increase security: linking Aadhaar to the Bank account minimises the chance of theft and financial losses.
- Uninterrupted Digital Payment: digital payments are extremely common for account holders. The Aadhaar-linked with a bank account enables the user to access credit facilities and contribute
- Helps in KYC: An Aadhaar card with a bank account helps prevent fraud through eKYC and biometric-based authentication.
How to Check Aadhaar Bank Linking Status?
Here is the list of methods you can use to check Aadhaar linking status with bank.
Through The official UIDAI Website
- Visit the official UIDAI website.
- Click on the My Aadhaar Tab
- Find and select Bank seedling status.
- Click on login
- Enter a 12-digit unique Aadhaar number and enter the security code.
- Click on the Send OTP button.
- The individual will receive OTP on the mobile number linked with an Aadhaar Card.
- Enter the OTP to check the check the Aadhaar and bank account linking status.
- Click on the bank seedling status.
- Details will be displayed.
The details will include a Masked Aadhaar Number, and linking status whether it is active or inactive. It also includes the bank linking date and name of the bank.
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Through mAadhaar App
- Download the mAadhaar app on your device.
- Sign up and log into the App.
- Click my Aadhaar.
- Navigate to the Aadhaar bank account link status.
- Enter the Aadhaar Number and security code.
- Click to request OTP.
- OTP will be sent to the registered mobile number.
- Enter the OTP
- Click to verify
Through Phone Call
- Dial *99*99*# with the Aadhaar registered phone number.
- Enter the Aadhaar number.
- Re-enter the number.
- Aadhaar linking status with the bank will be displayed.
Through the Aadhaar Bank Account Seeding Status API
There are multiple API providers available online who offer to check Aadhaar bank linking status. To get accurate and up-to-date results from authentic databases using an API from a trusted company is mandatory. Surepass is a trusted and reputed API provider that offers data from authentic government databases and ensures 100% accuracy in verification. It offers Aadhaar Bank Account Seeding Status, to use this API follow the given steps.
- Visit the Surepass Official website
- Find Aadhaar Bank Account Seeding Status API
- Enter the PAN Number as an input
- The API will display active or inactive status as an output.
These are methods that anyone can use to check the Aadhaar bank seeding status easily.
How To Link Aadhaar With A Bank?
If you are someone who does not have a linked Aadhaar to the bank account but wants to receive the benefits of schemes and subsidies follow these steps.
Via Internet Banking
- Login to the bank’s internet banking account.
- Enter the user ID and password.
- Go to my account section.
- Click on Update Aadhaar with bank account.
- Enter the password for Aadhaar registration.
- Click to submit.
- Messages will be displayed on the screen on successful linking.
Visit Bank Branch
- Visit the nearest Bank Branch.
- Request for form
- Fill in all the details along with the Aadhaar number in the form.
- Submit the form with an Aadhaar card photocopy.
- The updation message will be received on the registered mobile number, once it is updated.
(Note: The updation work may take a few days, after updation you can go for the Aadhaar bank link status check)
FAQs
How can I check Aadhaar bank link Status?
You can check Aadhaar bank linking status via multiple ways like
- Through UIDAI Portal.
- Through SMS.
- Through mAadhaar App.
- Through the Aadhaar Bank Account Seeding Status API.
How to Check NPCI Link Bank Account Status?
To check NPCI link bank account status follow these steps,
- Go to the UIDAI website.
- Select Aadhaar services.
- Click on the bank linking status.
- Enter the Aadhaar number and fill in the captcha.
- Click on Send OTP.
- Enter the OTP.
- Click Bank seedling status.
- The Aadhaar NPCI link status will be displayed.
Is It Mandatory To Link My Aadhaar With A Bank Account?
No, it is not mandatory to link an Aadhaar with a bank account. However, to receive the benefits of government subsidies it’s required.
What If My Aadhaar Number Is Not Linked To My Bank Account?
You will not be able to apply for and receive government subsidies and pensions, if your Aadhaar is not linked to your account.
What Details Will Be Displayed When Checking The Aadhaar Bank Linking Status?
You will get details including masked Aadhaar number, name of bank, linking date, and active/inactive status.
Vijay Kandari
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