Whether you want to check your NPS contribution details, download an account statement, or switch investment options, having a PRAN number is essential. However, many subscribers misplace or forget PRAN numbers over time. It makes it difficult to log in to the NPS portal, track retirement savings, and perform other account related action.
However, there are online and offline ways that help in know your PRAN number using basic details like registered mobile number, date of birth, or PAN. You can find the PRAN number from the official NPS portal. Here, in this guide, you will learn step by step process to retrieve PRAN.
What is PRAN Number and why is it important?
A PRAN (Permanent Retirement Account Number) is a 12-digit number given to subscribers of NPS (National Pension System). It helps you track pension, savings, manage investments, make withdrawals, and receive benefits at retirement. Without a PRAN number, a subscriber can not access or manage the NPS account or pension fund.
How to Know Your PRAN Number?
If you forgot PRAN number, don’t worry. There are multiple ways to find your PRAN number using basic information such as your DOB, registered mobile number, or email ID.
Method 1: Know Your PRAN Number by Date of Birth,
- Visit the official KFintech NPS portal.
- Enter PAN number, DOB, and click on generate OTP
- Verify with OTP
- View your PRAN Number
Method 2: Find PRAN Number in Registered Email Inbox and SMS
When an NPS subscriber completes the registration process, they receive a welcome email and SMS along with their PRAN Number. So, go to registered mail and search for the following term to know your PRAN number.
- PRAN number
- CRA NSDL
- eNPS Registration
It will help you find the PRAN number if you have not deleted the emails. Apart from this, you may have received the PRAN number and credential in SMS.
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Method 3: Use the Protean NPS CRA Mobile App
- Download Protean NPS CRA Mobile App
- Look for PRAN Number Search
- Login
- Find PRAN Number under your account details
Offline Way to Find PRAN Number
Apart from the online methods, users also have an offline way if the online method didn’t work. The user can visit the (PoP) Point of Presence or their employer’s nodal office. Don’t forget to carry valid proof of identity, such as Aadhaar, PAN, or Passport, and the NPS registration slip.
You can request staff to check or reprint your PRAN from the central database. The offline request process may take a few days. However, it is the most convenient and alternative way to opt for.
Forgot PRAN Number
If you have forgot PRAN number, first check whether your registered mobile number and email IDs are active or not because many users face issues in getting OTP for verification. Then follow the above mentioned steps to retrieve your PRAN number easily from kFintech portal, Email Inbox, and SMS.
Conclusion
If you are a user of NPS and forgot your PRAN. You can know your PRAN number easily from both offline and online. You can perform a PRAN number search online from the Kfintech portal; you just need your PAN number, DOB, and mobile number for OTP verification. Apart from this, you can find PRAN from the CRA mobile app, from your email, and via SMS (if you have not deleted your history).
If the online method didn’t work, you can opt for the offline method. Visit the nearest POP or nodal office. The staff will assist you in finding it. After getting it, try to keep it safe for future use.
FAQs
Ques: How do I Find my PRAN Number?
Ans: You can find the PRAN number from the kFintech portal.
Ques: How does a PRAN Number look?
Ans: It contains 12 unique digits; every NPS subscriber has a unique and different set of numbers.
Ques: How to know your PRAN number on losing PRAN Card?
Ans: You can search it online from the kFintech and CRA portal.
Ques: Can two PRAN numbers exist for one person?
Ans: No, a person can have only one PRAN.
Ques: Is PRAN the same for Tier I and Tier II accounts?
Ans: Yes, it is the same for Tier I and Tier II accounts.
Ques: Do I need PRAN for the NPS portal login?
Ans: Yes, you need PRAN to log in to the NPS portal.
Ques: How to Know Your PRAN number by Date of Birth?
Ans: Visit the Kfintech or CRA portal and find the PRAN number search, then enter the DOB and mobile number in the field to retrieve it.
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