
Introduction
Surepass Unified Lending Interface API is a solution that provides the comprehensive data of the borrower and eliminates the need to gather data from multiple sources and physical documentation. The comprehensive details contain credit scores, identity verification IDs, and land ownership details, which simplify the verification and credit evaluation process. It will help the lending institution in making informed decisions and reduce the risk of defaults.
How Does It Work?
Here is how this API works,
Input: Enter the Mobile Number and PAN number of a borrower in the API
Output: Get Credit score, land ownership details, digital identities, etc.
Use Cases
- Loan Approvals
The ULI API helps banks and financial institutions access comprehensive financial data along with identity data in a single action, without using many APIs and documentation. It eases the loan approval process and reduces the risk of financial loss.
- Microloan Distribution in Rular Area
Microfinance companies can use ULI API to verify the borrower’s identity and financial credibility without requiring physical documentation. It helps them to extend loans to rural areas where financial services are limited.
- Farmer Credit Assistance
Agricultural lenders can use the ULI API to retrieve land ownership records and financial data of farmers applying for credit. This ensures accurate risk assessment and faster disbursement, helping farmers meet seasonal needs.
Benefits of Verifying with our API
Plug and Play
The API is straightforward and integration is effortless, We provide a simple and user-friendly interface.
Prevent Fraud
Prevent loan defaults with Surepass Unified Lending Interface API with accurate and comprehensive data.
Accurate and Reliable
Our system checks the information from the board department. Therefore, the results are always correct and legitimate.
Blog
How Does the Unified Lending Interface (ULI) Transform Lending in India?

What is a Unified Lending Interface?
How to use this API?
Is the data provided by the API accurate?
Does this API provide the bulk search features?
How do I integrate the ULI API into my system?
How secure is the ULI API?
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