Surepass Mobile Bank Link Check API allows you to check whether a mobile number is linked to a bank account. It provides real-time, accurate results that streamline the checking process. The API makes the verification process simple with the elimination of multi-step verification. You can check linking with just a phone number and a bank account number without requiring bank account details.

How Does it work?

• Input: Enter Mobile Number and Bank Account Number.
• Output: Get Status (Linked/ Not Linked).

Use Cases

• NBFCs: NBFCs can use this API to confirm whether a mobile number is linked to an active bank account or not. It helps simplify the digital KYC processes and ensures only legitimate users are onboarded.

• Payouts Platforms: A payout platform can integrate this API to verify recipient details before processing payment. This ensures that the mobile number is linked to a valid account and minimises the risk of failed transactions and payment fraud.

• Lending Applications: Lending Applications can use the Mobile Bank Link Check API to confirm that the borrower’s mobile number is linked to the bank account. It reduces the risk of identity fraud and makes the loan disbursal process.