CKYC

Fast, Simple, Compliant

One Platform for Complete
CKYC Compliance

Create standardized CKYC onboarding journeys with configurable workflows. Simplified setup with minimal IT dependency. Faster customer verification with reduced delays in CKYC validation

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What is CKYC?

Verify Once, Onboard Everywhere

CKYC is a central place where customer KYC data is stored and managed by CERSAI. Once a customer completes KYC, they get a 14-digit CKYC number that can be reused across banks, NBFCs, insurers, brokers, and more.

One-time KYC, used many times.
Less paperwork for customers and teams.
Works with PAN, Aadhaar, Passport, Voter ID, DL, and other valid documents.

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Efficiency

Simplifies KYC processes by enabling single-time KYC registration and faster customer onboarding across financial institutions.

No Repeated Documentation

Customers need to submit KYC documents only once, eliminating repeated paperwork with banks, NBFCs, and financial entities.

Standardization & Accuracy

Ensures uniform KYC standards, centralized records, and reduced errors through a centralized CKYC repository.

Discover How CKYC Work?

With CKYC APIs, seamlessly search, fetch, verify, upload, and update KYC records, supporting faster onboarding while meeting regulatory compliance requirements.

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CKYC APIs At a Glance

Surepass gives you a simple set of CKYC APIs fully connected to the Central KYC Registry so you don’t have to handle files or SFTP yourself.

CKYC Search API

Check whether a CKYC record already exists using PAN, Aadhaar, Driving License, or CKYC number. Instantly receive the CKYC status along with key customer details to decide the next onboarding steps. This enables quick pre-KYC checks while helping avoid duplicate KYC creation and unnecessary rework.

CKYC Download API

Fetch the complete, verified CKYC record using the CKYC number and date of birth. Instantly access identity, address, and document details in a clean JSON format that integrates seamlessly with your systems. This makes it ideal for fast account opening, smooth loan journeys, and quick policy issuance with CKYC Download.

CKYC Upload API

Upload customer KYC directly to CERSAI in the correct format. We handle data conversion, retries, and status tracking, making customer onboarding and KYC updates simple and compliant.

CKYC Update API

Seamlessly update existing CKYC records with new address, document, or contact details. Smart PAN and DOB matching ensures accurate updates for compliance and renewals.

Legal Entity CKYC API

Verify and upload corporate KYC for companies and other entities, including director checks, document validation, and beneficial ownership verification for compliant onboarding.

Key Features of CKYC

Surepass CKYC is designed for busy ops, product, and compliance teams that want less friction and more control.

Seamless Processing

Fast, automated bulk CKYC flows

Smart Deduplication

Prevent duplicate customer records

Clean MIS Dashboards

Real-time CKYC status visibility

Secure Architecture

Encryption, audit logs & IP control

Regulatory Compliance Ready

Aligned with RBI & SEBI norms

Bulk Processing

Process 10K+ records effortlessly

Multi-Document Mapping

PAN, Aadhaar & ID linking