EPFO Verification

Employee Provident Fund Organization (EPFO) verification is the process of authenticating an employee’s registration with the EPFO and ensuring that their employer contributes to their provident funds. This procedure is required for all companies and workers that are covered by the EPFO.

PF Verification

EPF Passbook is a record that contains information on the contributions made by both the employee and the employer during the employee’s employment trip. Before downloading or reading the EPF passbook, consider the following points:

• Only EPF members who have completed their UAN registration on the EPFO portal can read and download the EPF passbook.
• The passbook will be available to members after 6 hours of activation/registration on the EPFO site.
• Inoperative, settled, and exempted established members are unable to access their passbooks online.

EPF Passbook Details

An EPF Passbook includes the following information:

• Establishment ID and Employer Name
• Please include your member ID, employee name, and EPFO type.
• Detailed contributions to the Employees’ Provident Fund (EPF).
• Detailed monthly payments into the Employees’ Pension Scheme (EPS).
• Interest on the money accrued in the EPF
• Monthly payments and withdrawals by employers and employees
• Date and time of printing the passbook

It is vital to remember that if an individual has just one EPF account throughout his or her job history, he or she will have a single EPF passbook. If an employee has more than one EPF account, he or she would have numerous EPF passbooks. It is advised that employees keep a single EPF account throughout their

How is your EPF Passbook updated?

When a contribution or withdrawal is made to a member’s EPF account, EPFO (Employees’ Provident Fund Organisation) updates the employee’s EPF Passbook. It is vital to remember that the EPF passbook only contains the month and year of the contribution, not the date. So, if you discover that your EPF passbook has not been changed, you should log in after a few days to see if the contribution has been updated.

EPF Online Check

Employees’ Provident Fund members can download and print their EPF passbooks online from the convenience of their own homes. All they have to do is follow these easy instructions.

• Open the EPFO website on your phone, laptop, or computer.
• View the ‘Member Passbook’ page.
• Enter your credentials, such as UAN and the password established on the EPF member portal.
• Click the ‘Login’ button after carefully entering your credentials.
• The following page will provide the Member IDs of all EPF accounts that are linked to your UAN.
• Click on the ‘EPF Member ID’ that appears under the option ‘Select Member ID to access Passbook’.
• A new tab containing your EPF passbook will open in PDF format.
• The ‘options’ tab on the screen allows you to either ‘Download’ or ‘Print’ your passbook.

EPFO Checking

There are two ways to validate your EPFO account:

Online EPFO Verification

The online EPFO verification method is the most simple and simplest way to authenticate your EPFO account. Here’s how you can accomplish it:

Step 1: Go to the EPFO website.

Step 2: Click the “For Employees” option.

Step 3: Click “Member UAN/Online Services”

Step 4: Enter your Universal Account Number (UAN) and password.

Step 5: Click “Verify”.

Step 6: If your account is validated, you will get a notice that confirms your EPFO verification status.

Offline EPFO Verification

If you wish to authenticate your EPFO account offline, please follow these steps:

Step 1: Visit the local EPFO office.

Step 2: Send a request for EPFO verification.

Step 3: Provide your UAN, employer’s name, and other needed information.

Step 4: The EPFO representative will validate your account and provide you with a confirmation.

EPFO verification- Its Importance 

EPFO verification is necessary for a variety of reasons.

• Retirement Planning

Your EPFO account is your retirement savings account, and EPFO verification guarantees that your company makes monthly contributions to it. This verification helps you plan your retirement more effectively and guarantees that you have enough money to live comfortably after retirement.

• Insurance Benefits

EPFO verification is required to receive insurance benefits under the Employees’ Deposit Linked Insurance (EDLI) system. This policy offers EPFO members with life insurance coverage in the event of their death while working.

• Loan Benefits

EPFO verification is also required to get loan benefits against your EPFO balance. You can utilize your EPFO balance to get a loan for a variety of objectives, including school, marriage, medical emergency, and home improvement.

• Tax Benefits

EPFO donations are eligible for tax breaks under Section 80C of the Income Tax Act. EPFO verification guarantees that your company contributes to your EPFO account and that you are entitled for tax advantages on such contributions.

EPFO Employee Check

After you’ve completed the EPFO verification process, you can check your verification status in two ways:

You can check your EPFO verification status online by following these steps:

Step 1: Visit the EPFO website

Step 2: Click on the “For Employees” tab

Step 3: Click on “Member UAN/Online Services”

Step 4: Enter your UAN and password

Step 5: Click on “Verify Status”

Step 6: If your account is verified, you will see a message confirming your EPFO verification status

SMS Verification Status Check:

You may also check your EPFO verification status by SMS. Here’s how you can accomplish it:

Step 1: Send SMS to 7738299899.

Step 2: Type “EPFOHO UAN ENG” in the message field (ENG stands for English).

Step 3: Send your message.

Step 4: You will get an SMS containing your EPFO verification status.

Conclusion 

EPFO verification is an important step in ensuring that employees get their retirement benefits and other EPFO-related perks. The process is straightforward and may be completed online or offline. By validating your EPFO account, you may better plan your retirement, obtain insurance and loan benefits, and earn tax breaks on your EPFO payments. We hope this blog has explained all you need to know about EPFO verification. You can check our other blogs to understand more. Check out our KPI’s to make your business hassle-free.