Aadhaar API – Meaning
With the development of technology and time, the customer verification process has grown in importance as a component of any onboarding or hiring procedure. To verify that a client’s information and identity are accurate, contact centers use customer verification processes.
The KYC procedure includes identification through document verification, face verification, document verification with utility bills serving as evidence of address, biometric verification, and Aadhar verification APIs.
The call and retrieve functionality of the Aadhaar verification API makes it a basic API (Application Programming Interface). The API fetches and gathers KYC data, including complete name, date of birth, address, gender, and more, by requiring an OTP and the customer’s Aadhaar number as input.
Customers can save all of their important KYC papers in one location with DigiLocker, and they can easily provide FIs access to examine and verify these documents as necessary.
KYC, sometimes referred to as “Know Your Customer” or “Know Your Client,” is a set of procedures for verifying a user’s identity before or when doing business with banks and other financial institutions. Respecting KYC requirements will help stop money laundering, terrorism financing, and other widespread fraud schemes.
By verifying a customer’s identity and intentions when creating an account, financial institutions may more accurately detect suspicious activity. They can also get insight into the trends of their transactions.
KYC is an essential process for evaluating client risk and determining if the client can meet the organization’s standards in order to use their services. Laws also mandate compliance with anti-money laundering (AML) regulations.
- Document-based KYC
For this kind of KYC verification, physical copies of the address and self-attested identity papers are employed. Customers must physically visit the bank, fund house office, or KYC Registration Agency in order to turn in the signed form and the necessary supporting papers.
- eKYC powered by Aadhaar
This approach uses information acquired by the Unique Identification Authority of India (UIDAI) to remotely authenticate customers. Clients can select between biometric and Aadhaar OTP-based verification methods.
- KYC offline
The customer’s Aadhaar number and the OTP they got are used to decode an Aadhaar XML file that contains their KYC details during the offline KYC verification procedure. Alternatively, offline KYC may be completed by scanning the QR code found on the customer’s Aadhaar card.
- KYC digitally
KYC verification is done digitally in this case. The client takes a picture of themselves, uploads scanned copies of their KYC paperwork and takes live photos of the actual papers. After that, data is extracted from the document pictures using OCR, and they are then compared to KYC data that APIs have retrieved.
- DigiLocker KYC
Customers allow FIs to access and verify their KYC papers (Aadhaar, PAN, DL, Passport, and Voter ID) by uploading them once. To allow digital document storage and management and to expedite the KYC process, FIs just need to interface with DigiLocker APIs.
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Aadhaar Verification API
The Aadhaar Verification API is an efficient technique that can yield excellent findings about the originality of an Aadhaar card. The online tool for verifying your Aadhar card is very easy to use and intuitive. The Aadhaar card data are all that are required. Simply input it, and the outcome will appear on your screen in a matter of seconds. Using Aadhaar Verification APIs is highly recommended as Aadhaar cards are a mandatory form of identity.
For every financial institution or entity that requires an API for Aadhaar card authentication, the procedure is crucial. The most fundamental identity that is required everywhere is this one.
The Aadhaar card, which is issued by the Indian government, has details on your full name, address, mobile number, and other information that may be used to confirm a person.
Verify Aadhaar Card Online
The main reason for having an Aadhaar card validated is that it acts as an internationally recognized KYC document in India. All benefits and subsidies under the Aadhaar Act, 2016, and other programs the government plans to introduce soon are available to citizens with a verified Aadhaar card. In order to make sure the information provided is accurate, the cardholder can check their Aadhaar number online. Verifying Aadhaar is also essential to prevent identity theft and other misuse of biometric information.
Verify Aadhaar Card- Documents Needed
The list of papers you would need to provide is provided below in the event that you are unable to validate your Aadhaar card online. Each of these categories includes a variety of papers, including passports, driving licenses, voter registration cards, birth certificates, and marriage certificates. It is also required that you physically visit the center in order for the biometric data to be recorded.
- Proof of Age
- Proof of identity
- Provide evidence.
- evidence of marriage (if applicable)
How to Verify an Aadhaar Card Online?
Through its official website, UIDAI has made it easy to validate your Aadhaar card online without experiencing many difficulties. To validate your Aadhar card, you absolutely need to know your Aadhar number. The procedures you need to do in order to validate your Aadhar card online are listed below.
Step 1: Go to the UIDAI’s official website.
Step 2: Select the ‘Aadhaar services’ option that is displayed on the website.
Step 3: Select the ‘Verify Aadhaar’ option.
Step 4: Fill up the designated field with your 12-digit unique Aadhaar number.
Step 5: Enter the security code after inputting your Aadhaar number.
Step 6: Select the ‘Submit’ option.
Aadhaar Verification API with Surepass
Aadhaar authentication Using an API makes it simple to verify a customer’s KYC and demographic data before doing business with them.
Banks, insurers, and other financial institutions (FIs) may also use DigiLocker KYC via APIs to confirm Aadhaar data without requiring clients to give paper copies of their Aadhar or upload individual documents.
Few features of our API are:
- Simply plug in and play
We offer an easy-to-use interface, and the Aadhaar verification API is uncomplicated and seamlessly integrated.
- Prevent Fraud
The procedure will protect any institution that may become a victim of fraudulent cards in the future. Such scams may be easily identified via the Aadhaar API.
- Reliable and Accurate
Our system verifies the data obtained from the Aadhaar division. As a result, the outcomes are consistently accurate and genuine